When we require payday loan, it is synonymous with the fact that we seek to resolve an emergency situation and it is necessary to liquidate as soon as possible.
At a high percentage of our clients come to us seeking support to solve a medical emergency, ideally, when it is most needed, money is not a problem and we can get ahead with the treatment or medical procedure that is necessary.
In our daily lives we find that medical emergencies occur when we least expect them, one of our children may be perfectly the night before and the next morning may present a discomfort that we immediately identify as a medical emergency. Even to the parents of the family it can happen to us that we have a physical discomfort that we have been ignoring for some time, maybe it started as a little pain that intensified with the passing of the weeks, until a certain day, without further ado interrupts our daily routine to surprise us with a pain that is only treated in an emergency room and even surgery. The ideal is to be up to date in the care of our health, with checks every so often that reduce the percentage of this type of medical problems, but even medical emergencies can occur even if we do not miss any of our health checks.
Health is a very sensitive issue, so it is essential to have some financial tools, from insurance, savings for these cases of contingencies, to the possibility of acquiring a payday loan that is empathetic with our economy. Currently the low penetration of insurance, its high costs in many cases and even the lack of financial culture make it difficult to acquire them.
Health emergencies basically include pain and discomfort of some kind, but sometimes less fortunate also imply a quick response that could be the difference between life and death. Being in such a critical situation, the natural thing is that we go to the help of friends and family to raise sufficient funds, but if people are not in a position to give us financial help or maybe the amount collected is not enough, we can always go to a payday loan instantly. One of the great advantages of the technological revolution is that they allow us to be updated in all areas, including in the financial services industry.
Currently we can take advantage of different financing options and payday loans that aim to provide financing solutions for emergencies that keep us awake, such as health issues. In the face of medical contingencies, the first thing to do is to react quickly, so when we have this type of situation in front of us, we would appreciate the practicality, speed and minimum paperwork required to complete the deal.
We will be witnesses of how in a few hours they authorize our payday loan, to then sign a contract and then we will have the effective capital at our disposal. It is the ideal scenario to solve this type of medical situation, however; we should always try to analyze credit proposals with a cold mind, without letting impatience or stress take over our decisions. The advisable thing will always be to review perfectly the clauses of the contract to have the certainty that we can commit ourselves with the payments.
At we have full interest in supporting our clients in this process, so they can rest assured that they can act and make the necessary decisions without hesitation, but with the full confidence that they will be able to resolve the debt without compromising their economy. We have different payment options that are as wide as the needs and requirements of our customers. They depend a lot on the need of each person, on the credit capacity that they have in their history, as well as on their level of income, in this way the liquidity index is calculated immediately, which helps us to establish the payment terms, which can be from one day to six months; But if the case will involve more time in between, we can also extend the contract and adjust a new settlement date.
The issue of debt settlement is so complicated that it robs the peace of mind of many people, so we will share different practical steps that are useful to identify our ability to pay, especially in the case of payday loan .
- Ideally, a person does not allocate more than 30% of their monthly income to the payment of their debts.
- It is important to identify our ability to pay, which is the difference between what we earn and what we spend. From this moment it is advisable to separate at least 10% of the monthly income to reach the payment goal and a small extra. A good suggestion is to allocate less funds to ant expenses such as morning coffees, cigars or frequent weekend outings.
- We will have to order our debts, so that the first one that requires the least amount of time to settle is in the first place.
- In the case of debt number one, the ideal is to pay the minimum plus the additional 10% that we can save by cutting expenses, repeating the operation until we pay off the first debt, while the rest we can keep them with the minimum payment until that we can allocate that extra 10%.
In the end, it is advisable that our ant expenses cut become a savings fund that in the long term can provide us with financial help when we need it again. At we have been supporting the economy of Mexican families for more than 10 years, especially at times when we lose our most precious treasure: our health. We offer you the advantage of having different payment schemes, which we tailor to our customers and so they can choose the one that is most comfortable for them.
Among the most attractive options of payday loan that we offer you in , we assure you that you will find the one that suits your needs; selecting among our payments of fixed monthly payments and during the period that best suits the requestor.